When you’ve found the home you want to buy, it’s time to make an offer to the seller.

Your offer must include:

• your legal name, the name of the seller and the address of the property
• the amount you’re offering to pay (the purchase price) and the amount of your deposit
• any extra items you want included in the purchase (for example, window coverings)
• the date you want to take possession (“closing day”)
• a request for a current land survey
• the date the offer expires
• any other conditions that must be met before the contract is finalized (for example, a satisfactory home inspection)

You should expect to negotiate. While the process can be stressful, it’s all about making the best deal for you and the seller.