You need to meet with your broker or lender to start the mortgage pre-approval process.

Bring the following information to the meeting:

• government-issued photo ID
• contact information for your employer
• proof of address
• proof of income
• proof of down payment
• proof of savings and investments
• details of current debts
  your credit score

Remember:   It is a serious offense to misrepresent your income or assets to get approved for a mortgage. It is your responsibility to protect yourself against mortgage fraud.