You need to meet with your broker or lender to start the mortgage pre-approval process.

Bring the following information to the meeting:

  • government-issued photo ID
  • contact information for your employer
  • proof of address
  • proof of income
  • proof of down payment
  • proof of savings and investments
  • details of current debts
    your credit score

Remember:   It is a serious offense to misrepresent your income or assets to get approved for a mortgage. It is your responsibility to protect yourself against mortgage fraud.